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Often we focus on saving and planning for the future. But spending your money wisely is another important facet of financial planning. So, let’s switch gears, and talk about why credit cards are preferable to debit cards in most circumstances. Reduce the risk. Using any card opens you up to…
For years, rumors have been whispered as a dire warning: Social Security is running out of money, and there won’t be any left when we retire. This is a common belief among Gen-X and Millennial workers, but some Baby Boomers have bought into the hype, too! Here’s what you need…
We all love to save a bit of money when we can, by cutting unnecessary expenses out of our budgets. But while your cable subscription, streaming service, or daily coffees might worthy items for the chopping block, there are other expenses you might want to keep. Insurance protects you from…
Many of us assume that we’ll retire at some point in our mid-60s, but that doesn’t stop us from wishing we could end our working years a bit earlier. Is that unrealistic? Not at all! With the right strategies, an early retirement is possible for many. Take the following steps,…
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