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Retirement often does not look exactly as we had pictured. Sometimes there are happy surprises, and at other times retirees feel disappointed by some aspect of their decisions. When it comes to taxes on Social Security benefits, pretty much everyone would agree that is an unwelcome surprise. But there are…
When it comes to financial advice, an unfair share of blame is often heaped upon credit cards. Yes, paying with plastic carries some temptation to overspend. And yes, those who get carried away often find themselves trapped in a cycle of mounting interest and endless payments. But credit cards aren’t…
Some people can’t wait to retire. Others don’t have much choice, as illness, unemployment, or other circumstances force them to stop working. And still others feel tempted to go ahead and claim Social Security while they’re still working. But before you make any big (and usually permanent) decisions, ask yourself…
Whether you’re looking to purchase a home or simply refinance your current one, today’s incredibly low interest rates can make this a great time to take on the challenge. But as you know, home prices are also up, and the overall economy feels a bit shaky. Lenders will scrutinize every…
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