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Planning for retirement requires us to take our individual financial situations into account, and balance those with our goals and budgetary needs in the future. So it isn’t difficult to imagine that retirement planning involves different questions and answers for each of us. In many cases, we confront another variable…
There’s no shortage of personal finance advice on the internet. But as with any other subject you research online, budgeting and planning tips can range from helpful, to silly, to outright false. Then there are the beliefs we all hold about our personal finances, which may have been influenced by…
Credit is one of the most misunderstood parts of financial planning. Most of us aspire to retire free of debts; at the same time, we know that using credit can be important for many reasons. A good credit score saves you money on everything from mortgage rates to car insurance,…
As you look forward to retirement, you probably assume (as many people do) that Social Security will comprise a portion of your future income. After all, you’ve been paying into the system all these years. On the other hand, you might have heard the news reports, political debates, and rumors…
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